I have written before about predictions of the actual costs of Obamacare and the probable death spiral of increasing costs and decreasing participants. Several recent reports have brought more clarity to the cost realities. Recently regulators across the country approved rate hike requests by Obamacare insurance companies even greater than they...
Read More »

A key part of Obamacare is not going so well. But before I continue, I assume that some of my readers won’t know some of the acronyms, so I’ll define them. An ACO is an Accountable Care Organization, which was created in the PPACA (Obamacare). The spirit of an ACO was...
Read More »

I’ve written many times about how the march of healthcare hyperinflation continues apace, meaning that the inflation rate for healthcare and health insurance continues to be greater than the general inflation rate (most recent post on the topic by me). Another report sheds more light on how this is affecting all Americans...
Read More »

Let’s start with some supposed good news. The headline recently read Jobless rate is lowest in more than 7 years. It’s officially at 5.1%, compared to 10% in 2009. But dig deeper. If people who can only get part time work and other people on the fringes of the job market are...
Read More »

In a post I wrote about 7 months ago, I stated that it was too soon to tell what the real effect of Obamacare on the overall cost of healthcare/health insurance was going to be. Unstable membership populations, loss-leader offerings by insurance companies, and other factors means that it will probably take...
Read More »

A recent report in USA Today disclosed the range of deductibles in the silver health insurance plans under the federal exchange of Obamacare. The authors concluded that in regions with less competition, the costs were higher. Families that make more than 250% of the federal poverty level — about $60,000 for...
Read More »

The PPACA (The Obama Healthcare Law) includes a provision that employers may use up to 30% of the employee’s health insurance premium for wellness incentives. An article in the NEJM discussed some of the difficulties of this seemingly straightforward effort to prevent the onset of chronic diseases and lower healthcare costs....
Read More »